Traverse city business news _ direct primary care, self-insured businesses merge in post-reform world

Direct primary care is a disruptive concept in which payments for basic healthcare remain entirely outside the health insurance networks. Call direct line car insurance But the efficiency of this delivery model makes it an appealing choice for self-funded health plans, while also yielding improvements in treatment outcomes and provider experience.

Self-insured businesses need to take advantage of every avenue for cost-savings, and statistics repeatedly demonstrate that the best return on health spending comes from increased access to primary care. What is direct insurance As an example, Forbes profiled three self-insured employers who work with a disruptive concept (DPC) provider and have seen lower absenteeism and employee stress levels, improved employee morale, and a 10 to 40 percent drop in emergency room visits.


In just the first year, medical costs for these companies have dropped between $25,000 and $130,000. Open and direct car insurance newtownards Since employees have an incentive to address health problems early, health costs are expected to continue dropping in years to come. Direct insurance hours IBM did a global study focused on their $2 billion annual healthcare expenditures, and it concluded that, “More primary care access led to a healthier population which, in turn, led to less money spent.”

As DPC becomes more widespread, options for self-funded health plans are increasing. Phone number for direct general insurance One example is a collaboration between NextCare Holdings, which owns urgent care centers in eleven states, and DPC network design firm Physician Care Direct. Direct line car insurance number These two organizations are offering an “employer health ownership plan” to business owners in Dallas, Texas. Auto direct home insurance contact The offer comes with a promise of healthcare savings of up to 30 percent.

The possibility of teamwork even extends to hospitals and institutional health systems: Physician Care Direct is offering these organizations the opportunity to package and sell their own branded “employer health ownership plans” to local businesses.

Since direct primary care gives doctors no financial incentive to refer patients out to specialists, clinics that are part of DPC networks often contain more in-house testing options. Direct line car insurance contact number uk In other instances, DPC networks may seek out specialists who will steeply discount their charges in exchange for immediate payment.

When there are extra charges for tests such as X-rays and EKGs, those fees are far lower than they would be under the traditional health insurance system. Call hastings direct car insurance When patients do need to be hospitalized, their DPC physician serves as a guide and advocate, helping them navigate their medical choices.

Smaller patient panels in a DPC delivery model mean that doctors spend more time with each patient, and the result is higher quality healthcare and more attention to lifestyle issues. Canadian direct insurance ontario Patients and doctors develop better communication because the doctors are accessible between visits by phone or email.

Furthermore, all testing costs are entirely transparent and patients are empowered to make decisions about their own healthcare. Direct car insurance phone number This payment model can contribute to more primary care providers being able to remain in independent practice, and it no longer incentivizes excessive testing.

Furthermore, DPC allows loosely affiliated provider networks to directly negotiate contracts and reimbursements with health plans. Auto direct uk car insurance Physicians across the United States are joining a grassroots movement to establish DPC networks. Direct travel insurance contact number Since DPC is entirely scalable, some of these organizations (such as Qliance and White Glove) are moving in the direction of a nationwide presence. Quote direct insurance They are establishing onsite and near-site clinics in several cases for large employers, in order to facilitate convenient healthcare access for employees. Direct line insurance reviews Travel giant Expedia has an onsite DPC clinic at its headquarters in Bellevue, Wash. United direct insurance The clinic, which offers services six days a week, has had over 300 visits in its first month of operation.

The Affordable Care Act contains a clause that allows DPC to be offered if it is paired with a high-deductible wrap-around policy that covers emergencies and hospitalization. Direct insurance reviews Cigna is one of the first health insurance carriers to offer such a paired package, currently available to self-insuring businesses with 50 to 250 employees who contract with Qliance. Direct auto insurance payment Associated Mutual has followed suit, and more insurers will certainly line up, as the savings become more widely known.

The economic and professional appeal of DPC has caused it to spread to at least 24 states. Call direct insurance Scalable models are being developed and increasingly attract investor dollars. Direct insurance corporate office If American primary care is “horribly broken,” according to former Health Affairs editor-in-chief Susan Dentzer, direct primary care is a crucial strategy for restoring its integrity.

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